Was this helpful for understanding how Whole Life works? What did you like best?

Great video, Hutch! In your most “supercharged” example, is the allowed total premium set to equal the MEC limit? Is this case study based upon the newer PM whole life product? I appreciate your showing all of the IRRs. Most of the other UTube channels that focus on high CV whole life insurance do not provide IRRs. Thank you for your fine work./Warren

20 years ago my mother took out a term policy at $300,000 and it's up in January. It's a long story but we missed the conversion Rider to switch it over to whole. My mother has consistently paid into the policy every month on time and put all that money into it and in January it's up. At this point is there anything that can be done. I talk to a guy about a year ago that said the same scenario happened to him and his mother and that his mother received a notice about 3 months from the policy being up that if she wanted to switch it over from term to whole she could do so.this doesn't make much sense to me why a company would do this unless they just wanted to keep the customer. Well we're two months away from our policy being up and we haven't received a notice. That's probably because our policy is for a lot more money.My mother says we might have to just let this policy go and that she's going to get another one. I've read online you can at 74 but it's not going to be for $300,000 at the rate she had it for. What could we do at this point?

Very good presentation, on spot. I like how the PUA was explained well and the DOT rider

Love the presentation with the car

Quick question: upon a person's passing, will the dividends AND death benefit be paid out to the beneficiaries OR just the death benefit?

Hi I have a quick question my dad got insurance for me when I was 8 until 18, I’m 27 now and it’s paid off is it possible I can transfer it to a whole life insurance policy ?

It's a good analogy. Thanks for posting.

This was the best presentation on high cash value

Videos on this subject are usually lacking in the details. The specificity in this one was excellent!

Totally Awesome presentation !!