emmer asked:
Help!!!I My car insurance is $432.00 a month! My husband has gotten 3 speeding tickets within the past year and our car insurance has sky rocketed. We currently have Geico Insurance and I have gotten a few more qoutes from different companies but nothing has been cheaper. Besides the obvious advise (SLOW DOWN), does anyone know what we can do to lower our monthly premium?
My best advice is try calling some local companies.. i have found that they tend to understand the traffic problems around your area and may fo easier on prices. The yellow pages in the back of the phone book is the best place to start. ..Plus its great to help out small business… right?.. (thats not a question..its rhetorical) I hope that helps.
Geico! Here’s what I did, I got a quote from Geico online, then showed that to my insurance agent, and he MATCHED it with an alternate company, so I got to keep my normal agent as a contact, but knocked my rates down 40%.
I suggest you get an INDEPENDENT insurance agent so they can shop around for you, but use the Geico online quote to use as comparison for keeping the independent quote down!
I hope that helps you save money – it did for me.
In my area Fred Loya is the cheapest.
AIG but with your driving record it may be imposible
Get a divorce? (Only half kidding with that one.)
Or, have your husband listed on the policy as a prohibited driver and let him take the bus. If you go that route, he may NOT operate the vehicle under any circumstances.
Well, in order to lower your insurance premium, you need to tell your husband to stop getting speeding tickets because the more tickets he gets the worser it gets and the lower chances of your premium getting low. And I’m not sure which state or which city you’re from so i don’t know which insurance company would be good for you. Just check different quotes from different companies and then you’ll be able to compare the difference.
You may be overpaying for auto insurance. I would get a quote from and see how much you may save. Good luck!!!