i honestly appreciate you, you were concise and not even google could explain this well.

Thank you for your help!

thanks!

idk why you don't have more views you really explain it simply put unlike other then most people who make it so confusing with stuff you don't need to hear great video!

My questions related to getting into an accident when it's the other person's fault and that person doesn't have insurance or lied to the cops about it. 1. Do I get any of my deductible back if it's not my fault? 2. Does it affect my premium? 3. What can I do to get the cops to go after the person who is breaking the law by not carrying insurance?
Thanks for your blog. It's very well done and informative. CC

If your car does not get damaged in an accident, you do not have to pay the deductible. The liability portion of your auto policy will pay for the damages you may have caused to another vehicle up to the limits of your property coverage. Your deductible only comes into play to fix your own vehicle after an at-fault accident.

What if my car didnt get damaged do i still have to pay the deductible?

Help me a lot thanx