Bad idea for taking care of an accident involving others on your own. They can come back and go after you for more.

I think raising the deductible can be sensible if you have enough money to replace your car.

We have two sons and I kind of feel jipped

New subscriber,really enjoying your channel???

I'm in michigan and pay $30 per month. I'm happy with that, but Michigan car insurance is definatly to high. It's crazy!

True credit score plays a big role year ago I brought a car and looking for insurance I wonder why insurance so high cause dealers told me I have poor credit score I work on my credit score it’s good now and also I finance car with high interest rate through bank omggg people learn from her

You are a lifesaver! If you have more info like this please share with us. I will be looking forward to that.

Did you know you could save up to 15% ON YOUR CAR INSUREANCE!

That's a good option https://gabi.com/yYtJ6

Thank you very much ????

Why do I pay 350 a month

As someone licensed in CA to sell insurance id advise listening to non licensed advice with caution .Depending on your state these facts will vary , that’s why you have to get licensed in the state you sell. I wouldn’t recommend cheaper insurance you’ll regret it, you want enough coverage that covers you properly whatever that cost. What are you limits ?? That’s a huge factor in lower premium. Credit score doesn’t matter in CA. I hear all the time “well my friend pays this” there are many factors that determine a rate. How does this information help you save on insurance ? It’s not horrible info it’s just facts. Older cars aren’t necessarily lower your wrong. The collision and Comp might be but an old car can kill someone just as much as a new car. Bodily injury claims hurt your rate more, claims without bodily injury that pay less then a certain amount won’t raise your premium. The company I work for charges no fees if you use a bank account even paying monthly. You should get licensed if your interested in advising people legally.

Thank You ,,Very informative.

This was great! Thank you

My credit score is above 800. How come GEICO keeps charging me more every year?

Does the insurance companies report your payments to the credit bureaus to improve your fico scores? Probably not. Keeping those scores low will help banks and insurance companies from fraud to the American people. Banks also own insurance companies. The give out credit cards too so they can give higher interest rates to people. A huge scam. Our legislators in our states and federal government really should be looking out for the interest of the people. They fail us. Should be passing laws preventing these inappropriate charges/premiums.

too much introduction bullshit, why couldn't you go straight to the point ?make a list of things

In California they aren’t allowed to use your credit score for determination.

pretty good insurance

It’s much more in Florida because of tourist. Young surf rat drivers and snowbirds and elderly drivers. Lots of accidents due to foreigners not understanding the driving system. For instance when excelling on a highway ramp I’m looking to merge onto highway. Had to slam on brake because of vehicle in front of me was at a complete stop ! This sort of thing happens all the time n