I had insurance, I was at fault, I did not get a ticket. Im now searching for a cheaper insurance company, do I need to tell them about my accident, will it be on my record, if I didnt get a ticket?
6 COMMENTS
you won’t get a ticket if a cop did not witness you
yes it will if it was claimed to ur insurace
If the cops arrived took down your info, and the car had to be repaired its on your record even if you didn’t get a ticket.
It might not show up for a little bit, but it will.
If anyone is hurt, thats usually a “PI” accident, very effected by insurance quotes.
dont tell them anything. They will look it up themselves.
if your insurance company paid any damages to you or the other party, it will affect your new insurance rates. No need to try to hide it though, they will contact your old company as a matter of course. But if no payments from the old company were made, and no citations were issued it should not affect the rates at all. I was an insurance agent for 15 years.
Sylvs, Try getting an online insurance quote It’s free and generally hassle free.
you won’t get a ticket if a cop did not witness you
yes it will if it was claimed to ur insurace
If the cops arrived took down your info, and the car had to be repaired its on your record even if you didn’t get a ticket.
It might not show up for a little bit, but it will.
If anyone is hurt, thats usually a “PI” accident, very effected by insurance quotes.
dont tell them anything. They will look it up themselves.
if your insurance company paid any damages to you or the other party, it will affect your new insurance rates. No need to try to hide it though, they will contact your old company as a matter of course. But if no payments from the old company were made, and no citations were issued it should not affect the rates at all. I was an insurance agent for 15 years.
Sylvs, Try getting an online insurance quote It’s free and generally hassle free.