Home Auto Insurance Dear Progressive car insurance, it's over

Dear Progressive car insurance, it's over

20
Dear Progressive car insurance, it's over



Comedian Josh Pray ends his 5 year relationship with his car insurance company.

20 COMMENTS

  1. Matt Fisher :
    On June 19, 2010, my sister was driving in Baltimore when her car was struck by another car and she was killed. The other driver had run a red light and hit my sister as she crossed the intersection on the green light.
    Now, I don’t discount the possibility that Katie was at fault in the accident, but it never really looked that way. The only witness who gave a statement on the day said that Katie had the light, etc. The totality of the evidence left some room for argument, but that will be the case any time there’s a catastrophic car accident that doesn’t happen underneath an array of video cameras. 
    One indication that the case was pretty open-and-shut was that the other guy’s insurance company looked at the situation and settled with my sister’s estate basically immediately. Now, because the other driver was underinsured, that payment didn’t amount to much, but my sister carried a policy with Progressive against the possibility of an accident with an underinsured driver. So Progressive was now on the hook for the difference between the other guy’s insurance and the value of Katie’s policy.
    At which point we learned the first surprising thing about Progressive: Carrying Progressive insurance and getting into an accident does not entitle you to the value of your insurance policy. It just pisses off Progressive’s lawyers. Here I address you, Prospective Progressive Insurance Customer: someday when you have your accident, I promise that there will be enough wiggle room for Progressive’s bottomless stack of in-house attorneys to make a court case out of it and to hammer at that court case until you or your surviving loved ones run out of money.
    Which is what Progressive decided to do to my family. In hopes that a jury would hang or decide that the accident was her fault, they refused to pay the policy to my sister’s estate.
    Out of a sense of honor, and out of a sense of the cost of my sister’s outstanding student loans, my folks opted to try to go after the money through legal channels. At which point they learned another delightful thing. In Maryland, you may not sue an insurance company when they refuse to fork over your money. Instead, what they had to do was sue the guy who killed my sister, establish his negligence in court, and then leverage that decision to force Progressive to pay the policy.
    Now my parents don’t harbor much venom for the guy who killed my sister. It was an accident, and kicking that guy around won’t bring Katie back. But kicking that guy around was the only way to get Progressive to pay. So they filed a civil suit against the other driver in hopes that, rather than going to court, Progressive would settle. Progressive did not. Progressive made a series of offers (never higher than 1/3 the amount they owe) and then let it go to a trial.
    At the trial, the guy who killed my sister was defended by Progressive’s legal team.
    If you are insured by Progressive, and they owe you money, they will defend your killer in court in order to not pay you your policy.

  2. Matt fisher:
    On June 19, 2010, my sister was driving in Baltimore when her car was struck by another car and she was killed. The other driver had run a red light and hit my sister as she crossed the intersection on the green light.
    Now, I don’t discount the possibility that Katie was at fault in the accident, but it never really looked that way. The only witness who gave a statement on the day said that Katie had the light, etc. The totality of the evidence left some room for argument, but that will be the case any time there’s a catastrophic car accident that doesn’t happen underneath an array of video cameras. 
    One indication that the case was pretty open-and-shut was that the other guy’s insurance company looked at the situation and settled with my sister’s estate basically immediately. Now, because the other driver was underinsured, that payment didn’t amount to much, but my sister carried a policy with Progressive against the possibility of an accident with an underinsured driver. So Progressive was now on the hook for the difference between the other guy’s insurance and the value of Katie’s policy.
    At which point we learned the first surprising thing about Progressive: Carrying Progressive insurance and getting into an accident does not entitle you to the value of your insurance policy. It just pisses off Progressive’s lawyers. Here I address you, Prospective Progressive Insurance Customer: someday when you have your accident, I promise that there will be enough wiggle room for Progressive’s bottomless stack of in-house attorneys to make a court case out of it and to hammer at that court case until you or your surviving loved ones run out of money.
    Which is what Progressive decided to do to my family. In hopes that a jury would hang or decide that the accident was her fault, they refused to pay the policy to my sister’s estate.
    Out of a sense of honor, and out of a sense of the cost of my sister’s outstanding student loans, my folks opted to try to go after the money through legal channels. At which point they learned another delightful thing. In Maryland, you may not sue an insurance company when they refuse to fork over your money. Instead, what they had to do was sue the guy who killed my sister, establish his negligence in court, and then leverage that decision to force Progressive to pay the policy.
    Now my parents don’t harbor much venom for the guy who killed my sister. It was an accident, and kicking that guy around won’t bring Katie back. But kicking that guy around was the only way to get Progressive to pay. So they filed a civil suit against the other driver in hopes that, rather than going to court, Progressive would settle. Progressive did not. Progressive made a series of offers (never higher than 1/3 the amount they owe) and then let it go to a trial.
    At the trial, the guy who killed my sister was defended by Progressive’s legal team.
    If you are insured by Progressive, and they owe you money, they will defend your killer in court in order to not pay you your policy.

  3. Im thinking of leaving progressive. It rarely want to pay out and the adjuster i had was hard to get ahold of and the estimation for repair is 17 days with no rental car!!

  4. I was with Progressive for 11 months and they sent mine up an extra $25 for nothing…like dafuq. Then told me "its because of the claims being filed in your zip code is the reason why it went up….biiihhh its 3,000 people in my town and wtf they got to do with me!!??? Yes I chunked the deuces on they ass!!

  5. Progressive it is the worst fucking insurance company I've ever heard of or seen in my entire life pieces of fucking shit I seriously want to punch the motherfukers in the face right now. Just like you said when the bill's due there right up your fucking ass you know when charging as much as they can. I have a $12,000 truck that insured with those fuck heads I pay the fucking payment on a $12,000 fucking truck right? Now that's some fucking asshole ran into my truck when I was turning in my driveway the fucking bitch adjuster calls saying that my truck is only worth $2,000 and they're going to Total it I told her she was at her fucking mind. Also I still haven't got to see a fucking doctor or get an x-ray if you don't have health insurance right now because I was in the hospital so long last year that I lost my cap account so it's been two weeks now I've had headaches my neck is all fucked up my hands are fucked up I still can't go because I don't have money the fucking urgent cares take me out cuz I don't have insurance and these cunts are still fucking me around.

  6. Progressive is garbage. Was paying $75 dollars a month for state minimum coverage for my old rust bucket with a clean record. Decided to switch to a local company and I now pay $23 a month with better coverage. Progressive is utter shit

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