Home Life Insurance Check before buying term insurance– Life Insurance policy riders and exclusion

Check before buying term insurance– Life Insurance policy riders and exclusion

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Check before buying term insurance– Life Insurance  policy riders and exclusion



In this B Wealthy video Swati explains what is hidden in term insurance documents and Life insurance in hindi. When you want to buy term plan or you want to …

20 COMMENTS

  1. Mam ,i m 44 yrs. old. I opted a term insurance of icici Prudential life. The whole term is fr 80 yrs. of my age. But i wanted to pay for 16 yrs which i already choose. I add a rider of critical illness with that. Plz guide me Whether i m right or wrong

  2. Swati Ji namaskar, kafi samay baad
    Ek swal hai..
    Age 38+hai
    Term insurance lena hai ….
    Konsi company ka liya jaye…. Critical illness aur Ab to nayi bimari bhi corona aur different variants K sath.
    To aise m term insurance konsi company ka liyaa jaye… Batiyegaaa
    Namskar aur subh ratri….

  3. Hello Swati,

    I am 31 years old and a working professional in the IT sector. I am planning to buy a term plan for myself. Could you please suggest if "iPRU iProtect Smart" of ICICI is a good option to choose?

    Actually I am a little confused because I watched some videos on the "Labour Law Advisor" YouTube channel (I follow their advice ?) and they put TATA AIA, HDFC and LIC as their first choice. But the issue is their premium is very high as compared to iPRU iProtect Smart of ICICI.

    If I choose the same cover of 2.0 Cr in TATA, HDFC or LIC the premium they offer is around Rs. 60,000/yr.

    But in ICICI the premium they offer is around Rs. 36,777/yr (with CI rider).

    So I am afraid if I am making the right choice for my family? Or is there anything which I am missing in iPRU iProtect Smart of ICICI (which I am not aware of) and that I will get in TATA, HDFC and LIC.

    Please suggest or guide.

  4. Can you pl suggest what will be premium for 43 years Male(1crore cover) 23 years term payment ,1lakh per month salary( nonsmoker)and
    for 41 year female non smoker 24 term payment (salary 3.5 lakhs per anum) 50 lakh cover pure term policies.

  5. Madam pls ye bataye his trha LIC apni website per each yera ka bonus declare karti hai us trha se other private companies website per bonus kyo declare nahi kerti. Private company like Maxlife only ye bata deti hai ki es year 1312 crore bonus diya hai. Lakin wo ye to batati hu nahi hai kitne percentage bonus mila hai 4% 5% 6% 7% 8%

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