Home Life Insurance What the Life Insurance Companies DON'T Want You to Know

What the Life Insurance Companies DON'T Want You to Know

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What the Life Insurance Companies DON'T Want You to Know



Take a few and listen to Byron expose a big life insurance industry secret! Most life insurance companies don’t want you to know – cause they’ll lose! Visit our …

20 COMMENTS

  1. The people who have this policy are stalking. You are at,a nursing home and my policy has been passed over to a,attourny or doctor without your knowledge . TO, ALSO. INCLUDE. SPITTING. IN. YOUR. FOOD. TEASING. IN THE OPPOSITE ROOMS AND THREATENING ACTING OUT what can,be done is there,some. Recourses I can, take. To get. Into another place. Where I can be msafer. BECAUSE MTO TELL. YOU. THE. TRUTH. I. WOULD. THINK. OF. IT. AS. MURDER. ALSO. I. JUST. HERD. THAT. THEY. CANT. WATE. BECAUSE. I. HAVE. CANSER. IN. MY. FUTURE. I. AM. NOT. ABLE. TO MWALK. I. Am. A. Paraplegic. Missing. A. Leg. And. Have. Constanyance. Issues. WHAT. CAN. I. DO. M

  2. so wrong! You cannot just say "Net Gain" when you do not consider the possible returns you can get with the premium you paid by investing it.

  3. My dad died 1 month ago. He had $200,000 life policy. $50,000 when to my brother. $50,000 to myself. $100,000 to his girlfriend. He had 3 days left on his policy the day he died! Metlife says he wasn't working while he was dying on his death bed, so his beneficiaries wouldn't be paid out. YouTube the Metlife and you'll see I'm not alone. Unfortunately, you will put your families at risk. Now, we have $10,000 in burial expenses, and countless other expenses handling his estate. I'm sure he'd be very upset knowing his family wasn't protected.

  4. DID YOU KNOW?!??? •CASH VALUE INSURANCE – (E.I.U.L.) & (M.F.T.A.) ARE SACRED FINANCIAL COWS; THAT ARE PROTECTED, BY THE IRS TAX CODE CITATIONS: ???
    .* The Tefra Act of 1982 – Section 72(e) , .
    * The Defra Act of 1984 – Section (7702) , .
    * & The Tamra Act of 1988 – Section 101(a) .
    .
    These acts; allow one to ACCUMULATE, ACCESS, & TRANSFER their money TAX FREE. ??
    .
    As ADVANCED MARKET & SOPHISTICATED life insurance agents; we help show people, how to Make, Protect and Move their money from UNSAFE places, such as (401k's, 403b's, TSP’s, Pensions, Stocks, Mutual Funds, Cd's, IRA's, Social Security, ETF’s, etc..) Which are all exposed to the VOLATILITY risks of the STOCK MARKET, INFLATION and FUTURE TAXES. ?
    .
    and Help place them Into SAFE places; such as, Life Insurance; giving you protection from the stock market, & a guaranteed Compounding Interest rate of return on your money! (TAX FREE!!!)? with, the 0-3% GUARANTEED MINIMUM as a floor protecting you from financial devastation! .
    .
    So, when the stock market corrects itself again (Crashes) as it does on average, every 7-10 years. (the last one being, the 2008 housing bubble burst.) Your money and assets, along with your family, will all be protected in the event of that crash; due to the Guarantee Protection of the 0-3% as a floor, Preventing you from losing your money!
    .
    LIFE INSURANCE = SAVINGS ACCOUNT?! .
    With banks giving (1%) interest back and inflation being at (3.5%) plus, taxes at (1.5%) = a total of (5%) against your $ By Default, your losing (4%) of your money every year just by having it in the bank!
    .
    HOW MUCH LIFE INSURANCE DO WE NEED?! ?? (EXAMPLE): (apply the D.I.M.E. Method in order to help calculate, exactly how much Insurance is needed.) .
    .
    . ?”THE D.I.M.E. METHOD”?
    D-ebts (all debts, Credit cards, etc..)
    I-ncome x(10) or x(20) years
    M-ortgage ( total amount owed)
    E-ducation (# of children) x $60k per child
    .
    Add it up & that's your Life Insurance Coverage.?

    ?THE POWER OF LIFE INSURANCE?
    Did you know?! After the Collapse of the 2008 housing market bubble, a total of $5 TRILLION DOLLARS in Pension funds, 401k’s, Real Estate Values, & Bonds, just up and Disappeared?!??? Can you imagine that?!
    .
    Just how bad was this collapse?! 8.8 MILLION people lost their jobs; and 6 MILLION people lost their homes, and that’s just in the UNITED STATES!” ?? ($19.2 TRILLION DOLLARS ? WORLD WIDE!)
    .
    THINK 2008 WAS BAD; WAIT UNTIL, YOU SEE WHATS COMING?!
    THE EVERYTHING BUBBLE?!!?
    If these crashes / collapses / Market corrections, happen so often; this means, we may be facing another one here in the near future, right?!
    .
    ?THE PENSION CRISIS?? .
    If you think you can still retire with a pension plan; then, you may just be in for a rude awakening. ?
    Allow me to share with you why you should begin to rely on yourself & not the government.
    .
    Most Americans are now concerned; that company pension plans & Social Security, will not be adequate in providing them with enough income in their retirement years. Their concerns are warranted; and rightfully, so!
    .
    According to an article on barrons.com; Social Security benefits, will start to exceed the programs cost in 2020, & the program will deplete it’s $2.9 Trillion reserve fund in 2035.
    .
    The reserves will run out a little later than what the trustees of Social Security & Medicare projected last year; however, the bottom line is still the same. The programs deficits appear vast; making it clear, that the public should expect smaller benefits, higher taxes or more than likely, “both!” ?
    .
    Over the past 40 years, Congress has approved increasingly beneficial retirement options, designed to encourage Americans to save on their own, for their golden years.
    .
    Meanwhile; no congressmen, will dare utter the fact that with mine blowing numbers of TRILLIONS & TRILLIONS of unfunded obligations; such as, Social Security & Medicare, which have now become described by many as a Ponzi scheme, that can never be fixed.
    .
    Congress has covered itself w/ retirement legislation. So, much so, that sometime in the near future; 10 to 20 years from now, when the government system inevitably breaks; congress, The institution will be able to shake it’s finger at the American people, and point the finger back to 401(k)s, IRAs, Roth IRA‘s, & the similar in between of products they have created.
    .
    The message will be, that the benevolent Congress gave the masses a way to save for their own retirement, years ago! ??
    .
    What will not be addressed, is why did the government continue to take 15.3% in PAYROLL TAXES from workers & businesses for a failed system; However, that will be an issue between you & the ballot box.
    .
    The point here is; that to provide for your own retirement is prudent, as it is in all facets of life, to rely on yourself & not the government.
    .
    I hope I was able to help..

  5. Not all term are created equal. I know companies that offer Guaranteed renewability feature. Funny that you mentioned life insurances but only expend most of your talk on whole life.

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