Where do you find out how much you car is worth?

Would you recommend sending the receipts of maintenance to your adjuster?

What if the insurance company is paying for a rental? If I say no to the initial offer will I be on the hook for the rental while we negotiate?

Thanks for the info

What if they give you only a few days to decide what you're going to do?

This way the insurance company gets to keep your car and resell it at auction and recoup if not all most of the money they paid out to you

I’m going to say NO

I’ve had two totally losses in Wisconsin and I said no on the first one because it was such a low number. I absolutely did my due diligence and finding the model and the year and the mileage with comparable vehicles in my area and they still turned me down. I sent them 5 whole listings that were at least 1,000 to 3,000 dollars and I still got declined. My second wreck I was down to that one vehicle and had to just take what they gave me. It’s a tough process if you go up hill and fight that. I have USAA. They are good don’t get me wrong but I felt like they raw dogged me on that first one because the other driver didn’t have insurance. The second wreck was with a deer on the highway. Pro tip: if you hit a deer get a police report so their is no he said she said with the insurance

You are awesome/ Our 2012 Prius was totaled as a result of a hit and run accident. My wife was lucky to survive it relatively unhurt. Then the insurance company made matters worse by undervaluing our loss. We were shocked at the repair estimate by our body shop. What a racket. Our insurance company sent us multiple emails, texts and phone calls trying to get us to accept their adjusted value payoff and threatened to charge storage costs. They reported comparable sales but then gave them a 20% haircut when stating actual value. We naively thought our insurance was there to protect us.

I contacted the adjuster(2) and stated that we had the top end rebuilt, the water pump and EGR system replaced and new plugs and the Hybrid system evaluated and components updated and she said that was normal maintenance. We said that rear brakes were literally replaced (rotors too) 2 dys before and she said that was normal maintenance.

Mind blown…….

She said send her receipts and 3 comps for replacements vehicles and she might ….repeat might be able to get us some additional $$

Has the world gone mad?

It’s not a handheld device, so I doubt it matters

Is it OK to remove factory fittings like roof rails, hitch receiver etc once car is deemed total loss?

They told me its a loss but its not it can be fixed insurance are crooks

hello friend they hit me and they lost my car completely and they want to pay me $18,600 for the car but in Diler the same car is for sale $21,000 plus plates and taxes

I just used this trick and said no the amount she offered is not my best offer which it really isn’t bc I paid more for my vehicle and she asked for me to send web links to show proof of other compared cars.

I just my boat and a bunch of equipment and the insurance co. Is low balling me for what I paid for the boat but to make things worse they are subtracting the 500 deductible! Who pays the deductible when there is a total loss?

I don’t know anything about cars, how do I vouch for myself when I don’t even know if I’m right?

This was helpful information. My car is going to be deemed a total loss and I have yet to get an offer. I was not sure how to calculate a price, but this helped. However, I am having trouble with them honoring a rental car for me, and other problems. It has been very stressful.

What do I do if the 2nd offer is the same offer and they send me a check?

Insurance is modern Mafia doing things by the book now.

Is it possible that the person that took someone's car and the owner told them no.Can the person get sued for taking the car even if you told them no ? How can I sue him when he was in a car accident ?