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I need to get auto insurance but it’s to expensive?

Brian Levi
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2
WizardBoy asked:

Im 19 years old and just purchased a Scion TC (financed) but i cannot get it out of the dealer until i get Auto Insurance. the problem is that all the auto insurance company’s ive tryed have a ridiculous price. so far the cheapest has been $1000 a month ($6000 for six months) which is actually half of what the actual car costs.

i work part time and obviously i can’t pay even half of what these scammers want to charge me, if i can’t get insurance for a reasonable price i simply won’t be able to get the car

What are my options when auto insurance settlement doesnt cover amount owed?

Brian Levi
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5
ghernandez7675 asked:

Hello, my used car just got declared totaled by the insurance company and they are going to give $10k for it. But this wont cover what I owe on the car and my credit is not good… What happens if I take the $10k and just purchase a cheap used car? What are my options here? Thanks,
Thank you for your reply. Unfortunately, my credit is no good so I wouldnt be able to roll into another finance. I plan to simply purchase a cheap used car, but wasnt sure what my options were with the wrecked car since the finance co. still holds the title. Thanks again…

How do I rent a car if I’m under 21 and don’t have full coverage insurance?

Brian Levi
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5
PAL P asked:

I am planning a trip and need to rent a car at my destination. I have several car companies that are willing to rent a car to me, though I’m 19, but they require full coverage car insurance, which makes sense, but the problem is I just have PLPD insurance. Is there a way I can temporarily purchase full coverage insurance from my car insurance company or what other options do I have for renting this car? Thanks!

How does the whole car insurance thing work?

Brian Levi
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4
Steven asked:

I am a 19 year old boy. My parents are buying me my first car. It is a nice pre-owned car. How does the insurance for the car generally work? Is it required? I will be in college next year. Can they take care of my car insurance? How does it work? I heard that they can put my car under their insurance. Is this true? Please explain.

How do you get proof of car insurance without a car?

Brian Levi
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5
mom2omar asked:

I had my brother listed as a driver on my insurance policy and he is moving so will no longer be using my car. The insurance company is requiring that I show proof of insurance before removing him from the policy. They are telling me there is no other way to remove him from the policy due to a DUI charge. Is it even possible to get car insurance without a car? What should I do?
I have been in contact again with the insurance company and here is what they wrote back “The only proof we can accept to remove youthful driver’s is Proof of
Other Insurance.” What is the age limit on a youthful driver? My brohter is 24.

my auto insurance wont help me?

Brian Levi
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6
sf415415 asked:

there was something on the road, i tried to avoid it and my car spun around and hit the guard rail… now my car is over with… i got a letter from geico saying…. “after our investigation, in the case, you were principally at fault because you failed to maintain control of the vehicle while trying to void an object in the road and caused your vechile to spin….. but i have full coverage… i pay like $1330 for everything 6 months for this cheap car i purchased for $3000 dollars…. i got insurance on the 8th and the accident happened on the 9th just one day after the insurance i purchased… kinda weird….. am i screwed?

is 21st century auto insurance any good?

Brian Levi
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5
Bob asked:

I was thinking about getting them cuz theyre the cheapest for me if i get a fofge challenger. I ws just wondering what you all thought
I’m sorry “fofge” was a typo. I meant Dodge. hopefully everyone got that..

finding a good auto insurance in denver?

Brian Levi
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0
nite a asked:

i am moving to denver next month and my auto insurance is about to expire in a month, right now have usaa insurance and there premium goes up to 132$ per month, i tried esurance is cheaper than what i pay now (82$ per month). what are some trustable compnaies to go with in a big city like denver. i have a 2008 honda crv and hubby drives 01 nissan altima. what are the coverage limitations in denver and what will be a reasonable coverage to get. nissan is paid off.

Waht to ask car insurance company when discussing repairs to my car after accident?

Brian Levi
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1
Allan N asked:

I was involved i car accident with the other driver taking the blame. My car is damaged and the other drivers insurance company will be contacting me regarding my car. What should I ask them? I am planning to ask about a hire car, who will repair my car or declare it a write off, can I claim for travel expenses whilst without my car and also is it okay to continu driving my damaged car before it is assessed by them. Is there anything else I should ask?

How does a car insurance company know how often I use my car?

Brian Levi
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5
Peter asked:

I know that the less I use my car, the less the car company will cost me. But how can they know how often I use my car?
If I buy car insurance claiming that I always use public transportation to work, will they believe it?

Auto Insurance in 2 States?

Brian Levi
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2
Zorro asked:

Folks
I am dealing with an issue that involves 3 cars 3 drivers ( my wife, my son and I) and 2 different states (my son away at college)
the insurance companies are thiefs trying to stick it to me. Even though my son is at college more than 1250 miles away from home the insurance company still charge me for him, I bough him a car and since he is in another state my insurance premium is almost triple. Any ideas?
remember 3 cars 3 drivers and 2 states my son at college with a new car.
Will it be cheaper if he gets his own insurance?
Help is needed and much appreciated

Auto Insurance questions?

Brian Levi
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1
Kalen1212 asked:

I just bought a new car and moved out of my mothers house. I have been on her auto insurance as well since I was going to school while I was living there, after graduating, I finally found my own place. Since I bought the new car, I was wondering if it was illegal for me to stay on her insurance since I no longer reside there. She co-signed for me on the car loan, so she is actually on the registration along with me. I just don’t want to be doing anything illegally. I just bought the car this past weekend and moved the weekend before and I think I have a grace period to switch to my own policy if needed. Its just that the rate is sooo much cheaper on hers. I’m 28 with great a great driving record. Any thoughts?

Can a homeowner’s insurance cover an car stolen because keys were taken from break in to home?

Brian Levi
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10
Jenna B asked:

My friends home got broken into and car keys were stolen and with that stole the vehicle. The vehicle only had liability insurance. Now both homeowners and car insurance are telling them that they won’t pay for that loss. Is this correct in any way? The vehicle has a value of $7K. Would obtaining an attorney be helpful?

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