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first time driver.really need insurance help?

8
desi asked:

ok, so i am 17 and i just bought a car. i live in CA and i really need to find auto insurance for cheap. i know its really expensive for a first time driver to get insurance for themselves, so if anyone knows of an insurance company that does not charge that much i would greatly appreciate a response. thanx

Has either candidate done the math to see how much cheaper it is to run an electric car?

8
Jack McSmack asked:

The small, economy version now available in Germany is below $5,000 and that means auto insurance is much cheaper, not to mention all the other savings. No gas, 70% less maintenance, mile for mile it is less than 25% of a standard gasoline car. Not the time for luxury land yachts in these times.

What’s the difference between dealing with a car insurance company directly or a local agent?

2
?skyblue asked:

I was with the same insurance company for 10 years using the same local agent. My car insurance rates kept going up every time my policy was renewed. I decided to explore and see what better rates I could get with other car insurance companies. Friends and family gave me names of local agents from insurance companies they used. All the agents quoted me really high. Then, I called a major insurance company’s 800 number (not through an agent) and got the lowest quote. So, why do people use insurance agents? Is there a reason why it’s better to use an agent?

How do you buy car insurance online if you want to drive your dons vehicle?

1
lynnlaw2 asked:

He has full coverage but I am excluded on his policy because we have the same address. I no longer have a car so I don’t carry insurance anymore but want to be covered if I need to drive my son’s car.

What is the average car insurance price for a new driver?

4
FreeMan asked:

I have my driver licence almost eight months ago in NH. Now I moved to Mas and I pay about $ 210 per month for car insurance. I want to know if I can find cheaper or this not too bad for a new driver. I own a 2000 ford Taurus since two months. What do you think guys?

is classic car insurance better for a 1984 corvette or regular car insurance?

4
joe america asked:

im planning on getting a 1984 corvette but the insurance for it is a little too high.i just found out about classic car insurance but i really don’t know much about it.but for classic car insurance,am i limited to a certain number of things like how far i can drive my car,when i can drive,etc?will the insurance actually be less or more for classic car insurance?and what is the best classic car insurance company i should go with?

teen auto insurance 600$ a month WTF?

4
soulreaver asked:

i just got my license today i’m 18 male NY completed drivers ed, i did a couple of quotes online for a cheap old beat up car like a 95 chevy caviler and most of them gave me three thousand dollar 6 month premiums, which is 500$ to 600$ dollars a month for a a piece of junk car! what kind of bull is that?? thats like a month of rent!!!!!!!!!
someone should sue those corrupt bastards!

Where do car insurance companies get your driving record in CA?

5
True2it asked:

I hit a guys bumper while driving a company car a couple of years ago and I thought he filed a claim but the company took care of it and I never heard about it again. I’m getting car insurance and I pulled my driving record from the DMV and all I have is a seatbelt violation but no accidents. Is there another database somewhere that insurance companies will check or is it just your DMV record? Maybe this all got settled without insurance intervention and I dont’ want to pay higher fees if its not necessary. Am I in the clear?

Anyone on the east coast have Traveler’s Auto Insurance?

0
no1tamesme asked:

They’ve quoted me a price almost $200.00 lower then my current rate- which was the cheapest I could find at the time! But no one’s I know has even heard of the place. The website is travelers.com I believe. Is this legit and worth it?

Facts: 24, new driver, 05 neon, zip code 21234 (Baltimore, MD), 1 at fault accident, no moving violations, needs full coverage.

While getting quotes I used all the same numbers for deductibles, etc.

Geico: over $400
Nationwide: wouldn’t even take
Progressive: $300
Travelers: $180

Wondering if anyone has any opinions on Traveler’s? Good or bad? Thanks so much!

whats the best place to get auto insurance from?

2
lizardgirl asked:

desperate for cheap good car ins. please help…

car insurance help! Please? Im 20 yrs old and I bought a used car 2 weeks ago. The auto dealer said not to

4
rainedrop61 asked:

drive it as the breaks needed fixed. It was drivable. But the breaks were in need of replacing. So I didn’t drive it. But it needed insured. I called the insurance company and they said to bring the car down so they can see it. I was on my way to do that when a lady didnt stop at the stop light and hit my car. Her car got the worse damage. I told the cop I was on my way to get insurance when this happened. Now any insurance company I call is holding it against me that I drove without insurance. Does anyone know of a cheap insurance company ? Im in Illinois. This is the only ticket or accident I have ever had. Im fighting the ticket. Can anyone help? Serious answers only please! ty

I got a DUI, will my auto insurance drop me?

2
idontcare asked:

I have AAA, and got a DUI ast year, my insurance hasent gone up yet, but I know it will. Do you think AAA will drop me, since they are such a huge company, and will I have to go get some cheap ol’ coverage now? I pay around $125 at the beginning of my policy for the year, then it goes down a little each month, my last payment is around $30, then it starts over again. Ive been w/ them for a few years, w/ a perfect record, until now. The DUI wasnt for alcohol or illegal drugs, it was for prescription medication. I tried a new med, but made the choice to drive also, and this is what I got. Any help?

Car – Insurance?

3
Steven A asked:

I just sold a car. It has no insurance. The car is in New Jersey. It needs to get insurance in New York. Help?

How much auto insurance coverage do I really need?

5
sunny_happy_daisy asked:

I am 21 years old and and married. I drive a 1 year old volkswagen rabbit, have had one speeding ticket and 1 major accident where I totaled my car(I was deemed at fault although it was BS, she hit me). I am renewing my policy and thought I had way to much coverage but I was reading this and apparently I need even more. http://www.consumerreports.org/cro/cars/new-cars/buying-advice/a-guide-to-car-insurance-405/ I do not own a house, the largest asset is our cars which are not that much.

Currently I have:
100,000/300,000 bodily injury
50,000 property damage
100,000/300,000 stacked uninsured motorist
500 deductible for comprehensive/collision
30 rental reimbursement- that is the cheapest they have and since I am under 25 I want to keep that on
I was told the accident was my fault because I was making a left hand turn so it automatically becomes my fault. I should have have plenty of time to make the turn but the woman who hit me came out from behind another car and was hauling, she totaled my car in a side impact when the speed limit was 35. I had forgotten my cell phone that day so she was the one who called the police and I could not call anyone for advice on what I was supposed to do. It was my first accident and when the cop showed up I was hysterical crying just because I had been so shaken up. I never got to tell my side of the story because. She actually had told the officer she knew I was not injured even though I had banged up my knee and arm.

I did not go to traffic school for the speeding ticket because I was not going fast enough to get any points on my license. I was going 38 in a 25 woo hoo!

What papers do you need for car insurance?

5
KinkyShorty513 asked:

Alright I don’t know too much all I know is I’m determined, I want a car with car insurance on it. My dad has a car in which he is going to let me have and I am going with him next week to get car insurance. What papers do I need to present in order to get the car insurance because I want to be ready. I’m not sure what insurance I want yet but I believe he might be putting the insurance in his name and mine being that I am a young driver.

Auto Insurance for Military Members?

13
Drock asked:

Do the branches have their insurances? I’m going into the Air Force and my recruiter actually said they do and is cheaper. I just want to know more details about it if anyone has the knowledge. Thank you