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for those of you who dont have auto insurance?

Brian Levi
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4
neonatheart asked:

why not??? are you not worried? i understand if you genuinely cannot afford it, but really you wont be able to afford what will happen if you get caught or get into an accident!

i’m an insurance agent and it KILLS me how many people call in and have never had insurance or havent for years, months, whatever.

BTW even if you do not have your own car, if you ever drive at all you are supposed to have insurance. it’s the law. it’s called a non-owners policy and it’s very cheap for most people. and if you are driving a friend’s car and they have insurance and you dont, and you get into an accident the other person can go after both you and the owner seperately and you’ll have no protection.

Car shopping? and auto insurance?

Brian Levi
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1
xoxogoodietwoshoesxoxo asked:

I am planning to buy a car before school starts again..
I was shopping on craigslist.com and some cars are cheap and sound too good to be true. like this one:
http://philadelphia.craigslist.org/car/741877685.html

but should i go for it anyway??
should i hire a mechanic to check the car out?
if so where can i find one and how much would one cost?
will my insurance be expensive?, (im under 18)
also im starting college, so this is the reason why im searching for a car at such a cheap price..
but would it be better to purchase a more expensive one and make monthly payments??? but then the insurance would be much more expensive right??

I live in Massachusetts where auto insurance can’t compete my question is?

Brian Levi
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3
Hey, Beautiful;-) asked:

What is the benefits of competing rates? Well duh, you say because you may get cheaper rates somewhere else but I need proof. Right now I have a ’95 Ford Escort, I have basic insurance, I’m a step 12, and I pay about $140 a month…what is better than that? Please name the state you live in.

Auto Insurance question in MA?

Brian Levi
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2
Ray asked:

My car was total loss in a collision accident recently. Although I can get full payment without paying the deductible, my insurance company said I was 50-50 fault. Now, my new car was cheaper than my old one but the premium was more than double. Why do you think that happen? Is it because of my previous accident?

Can a auto insurance company find out if you had accident, if you didn’t report to DMV/DPS?

Brian Levi
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5
andrea k asked:

I live in Texas, I got in a Car accident a couple months ago, I had full coverage so my current insurance company covered my car to get fixed. I never reported the accident to the DMV/DPS But now my insurance went up alot, I have one month to renew with this company. I was thinking about switching companies if I can find a cheaper one. If I call a new company and tell them I have noe prior car accidents would they be able to find out I had? Cause it’s not on my driving record? Thanks

Should i lease or keep the car i own?

Brian Levi
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4
Meg asked:

just want to make sure that i’m not making the wrong decision. i’m trying to save lots of money here.
currently have a benz -but since a value of a car just decreases over time, i just want to know if leasing would work out best for me.

also if you know of any super good cheap auto+renters insurance company let a girl know! 😉

Where/what is a good auto body repair shop in Houston?

Brian Levi
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1
xtraluvly03 asked:

I hit the fron bumper of a 95 IZUZU SUV going about 15 miles/hour. Neither the owner nor do I know of a cheap auto body repair shop. The metal portion of the bumper is bent slightly & the plastic portion of the bumper is cracked 3 inches. We’ve gone to 3 shops in Southwest Houston and they all told us the ENTIRE bumper needs to be replaced and cant be repaired because the metal is bent. They gave us estimates around $400.00, which I can’t afford. And I had an altercation with my father and he took me off his insurance 5 days before the accident so I no longer have insurance to pay. So, can anyone tell me where to find a reliable, honest, but cheap auto body repair shop in Houston?

Auto Insurance?

Brian Levi
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9
socomdude asked:

I am 18 years old and I am trying to buy insurance for my car. I noticed that the prices for insurance are really high for teen drivers. I was just wondering if my parents could buy the insurance under their name so the payments can be cheaper or does the policy have to be under my name.
My car is registered under both my father and my name.

How much does it cost to replace a 2006 Scion Tc windshield?

Brian Levi
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2
kimara m asked:

I have RI auto insurance and they don’t cover windshield. Where is the cheapest auto glass I can go to have it replace?

Auto insurance question?

Brian Levi
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9
IIIxKrazy asked:

Was in a auto accident got a quote for repair from a body shop. Gave that quote to the adjustor. Got the check. Question is do I have to use that body shop from the original quote or can I use anyone I want to, because I found someone who will do it cheaper?

Does a auto accident go on my record if I didnt get a ticket?

Brian Levi
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6
Sylvs asked:

I had insurance, I was at fault, I did not get a ticket. Im now searching for a cheaper insurance company, do I need to tell them about my accident, will it be on my record, if I didnt get a ticket?

Is Progressive Auto Insurance legit?

Brian Levi
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7
Kyle G asked:

got a quote and it was so cheap!! is it legit?? anyone have progressive for there insure?? is it really that cheap??? its like 1/2 than wat i pay now!!

I Need Auto Insurance in Florida. State farm is dropping me from my parents policy. Advice please?

Brian Levi
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0
krist2616 asked:

I have had a few accidents in the last 11 years, including one in sept 2007 – that State Farm just paid out I guess. They decided this was the last time and my agent is dropping me. How much coverage do I need in Florida? I would like about a $750 deductible to keep the payment low, but do I need both comprehensive and collision. What is the bare minimum and can anyone recommend good places to look for good coverage at cheap prices? I see those 1-800-General NOW commercials too. Anyone know if they’re a decent insurance company or should I stay with one of the big guys like Geico and Progressive. All advice is appreciated!

Auto insurance claims?

Brian Levi
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3
suphomes8 asked:

My car was hit by an elderly women. My car and a cheap motorcycle were totaled. A trailors skirting was ruined as well. the elderly womens policy coverage is 10,000. i dont believe the damage exeeds that at all but even if it didnt does the 10,000 get split all 3 ways between us? or do they only give book value on everything?
All of your answers were so helpfull!! thank you so much for your time!

Sould I file a small claims suit against a MA auto insurance company or go through my insurance?

Brian Levi
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6
chad l asked:

I am getting a raw deal from Arbella Mutual Ins. after they decided I was 50% at fault for an accident that was clearly thier clients fault (even Arbella’s appraisor said so). I wanted to file a small claims suit instead of go through my insurance company & pay the deductable. But now I wonder if the process and fees are cheaper in the short term to just pay the deductable. Plus I have no idea on how to file a small claims suit (though I will research it). Any ideas?

600$$ A MONTH FOR AUTO INSURANCE?

Brian Levi
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7
soulreaver asked:

i just got my license today i’m 18 male NY completed drivers ed, i did a couple of quotes online for a cheap old beat up car like a 95 chevy caviler and most of them gave me three thousand dollar 6 month premiums, which is 500$ to 600$ dollars a month for a a piece of junk car! what kind of bull is that?? thats like a month of rent!!!!!!!!!
someone should sue those corrupt bastards!

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