Is Life Insurance Halal? Live Q&A by Dr Zakir Naik LADZ1-1-5 #Life #Insurance #Halal #Halaal #Zakir #Naik #Zakirnaik …
20 COMMENTS
Assalam o Alaikum I want to contact to dr zakir naik through whatsapp.
May any of you pleased help me in this regard?
2. ???????? ????? : In ur employment, refrain from doing, supporting & promoting ????? & ????????? practices such as idolatry (worship of something other than God Almighty),murder, practicing magic & visiting/believing astrologers/ "fortune tellers" who get an income from 'their predictions', promiscuity& indecency, taking& paying interest (riba), bribery, lying/ deception, oppression, alcohol/intoxicants(incl. illegal drugs), gambling/games of chance, slandering innocent people, stealing/ manipulation/cheating 2 get money/assets/advantages, false advertising, breaking promises/breaching trusts, spying & eavesdropping?????, spreading harmful tales (gossip)??, permitting forbidden things, eating carrion/blood/pork, preaching error?, harming the innocent, extortion, usurping property/wealth. There may be more than these, so exercise discretion & seek guidance from knowledgeable individuals, scholars/ trusted sources 2 clarify any uncertainties u may have.?? . Words of guidance & wisdom (in the Quran & Sunnah) are 4 our protection & 4 that of our families?? & following them are 2 our benefit.?? Individuals make mistakes here & there, hopefully repent & return, but spreading bad behavior 2 others is always ???? ??????? ?? ???????????? So please take extra care of the way ur personal behavior may be influencing those around u. ?? 3. ???????? ??? ?????????????: Before accepting an opportunity/ income, investigate the source of the income. For example, cryptocurrency – where does this money come from since participants in cryptocurrency don't need 2 disclose the origins of their funds/identities-some of it may be drug-trafficking money? 2 name just 1 example& I don't think illegal drug selling & drug addiction problems in the world is really something you want 2 support/ be accounted 4 in the Hereafter?. Different platforms may have their own pitfalls such as the different social medias, entertainment platforms, insurance/ investment options, scholarships, interest-based loans, speculative trading, online businesses, advertising, gaming & even charities. So it is crucial 2 seek knowledge& understanding of divinely given principles along with scholarly research into these different platforms before u accept any earnings/offers. Seek guidance from trustworthy scholars/mentors/ individuals experienced in these areas & don't be afraid 2 get a 2nd opinion from another knowledgeable scholar/mentor/individual if something still feels wrong/unclear. Finally if matters are 2 doubtful we generally believe it better 2 avoid them.?? 4. ?? ????? ?? ??? ????? ?BIG TRAP = DISHONESTY It is better 2 be honest! If lying/deception/cheating/ stealing(incl. copying & pasting)/false advertising/ manipulation is getting u more money/opportunities/benefits, it can also get u into more trouble/regret/ heartache/misery in the future??It's better 2 choose honesty & integrity in the different aspects of life. ??? ?BIG TRAP = DEBT ? Desperate people may do desperate things. Avoid spending money foolishly/ recklessly. Live within your means & stay as far away as u possibly can from getting into debts& compromising situations. Managing ur finances wisely is crucial 4 long-term stability & peace of mind. ?? 5. ???'? ?????? ??????? If ur income in a year is above the Nisab value (87.48 grams of gold),u must pay charity on it, at least 2.5% of your income, but u can give more if u want. This amount should be given 2 the needy people & isn't 4 ur immediate family. Spending money on ur family is an even more beloved & rewarded kind of charity?? however, this kind of charity of (+/-)2.5% is ur community obligation & should be paid if u have above the Nisab amount ?. People who are in debts that lower their wealth 2 below the Nisab value aren't required to pay this. Paying ur zakat purifies ur earnings more, but Zakat on ????? earnings isn't accepted= Zakat isn't due on ????? wealth, and isn't valid becoz it doesn't belong to the one who is in whose possession it is
We always appreciate your help Dr Zakir Naik and team in understanding the halal and haram of things and we hope you don't become tired from sharing with us about all these many platforms and their respective loopholes. We truly appreciate ?
Life insurance is Basically a gambling, if you don't die within a fixed period of time, you get nothing..
Urdu ?
Fix interest is haram in Islam and takaful also gives fix amount every month
Love you zakir SB. Allah apko bht lambi umar de ameen
Insurance =gambling I.e Haram what about this point ?I guess u miss this major point .
For your kind information, Saudi Central Bank has cash rate or repo rate ?
Nice words for a perfect world and perfect ummah. But when you are crippled, broke, divorced, or widowed, you will see other Muslims turning their faces and backs to you when you have your hand out! They will not be clamoring to provide you and yours maintenance or long term care. They will tell you to go away and ask Allah (swt). ?. They will not be adopting your orphaned children either. They will send them to the orphanage. How difficult is it in Islamic countries to marry if one is an orphan?!?! ? They will then say orphans should marry orphans ?. Many cultures of Muslim people are messed up & backwards. They like to pretend that racism doesn’t exist in Muslim communities also. Let’s start getting real and being progressive in this deen.
thanks
????
Laa ilaha il Allah
Insurance with non Muslims countries halal or not???
How can we know it
But sir money value day by day decreasing ???
According to my understanding, Insurance companies may or may not have haram source of income and it is owner who is responsible for that. Insurance itself may not haram. For example, I have car insurance. I am not taking any ribha. Besides, It is not same as gamble because, in case of accdent, I am asured to get that financial help.
Everything is halal without haram
Metlife Insurance is halal or haram?
AOA sir i have a question what about health insurance does it has the same rule and how we can clear that it is halal or haram
i was about to finalize indian pure stock 2 shariah compliant policy but was stuck bcz of insurance cover.. hope nothing haram comes to our income insha Allah jazak Allah khair for the answer..
Assalam o Alaikum
I want to contact to dr zakir naik through whatsapp.
May any of you pleased help me in this regard?
2. ???????? ????? : In ur employment, refrain from doing, supporting & promoting ????? & ????????? practices such as idolatry (worship of something other than God Almighty),murder, practicing magic & visiting/believing astrologers/ "fortune tellers" who get an income from 'their predictions', promiscuity& indecency, taking& paying interest (riba), bribery, lying/ deception, oppression, alcohol/intoxicants(incl. illegal drugs), gambling/games of chance, slandering innocent people, stealing/ manipulation/cheating 2 get money/assets/advantages, false advertising, breaking promises/breaching trusts, spying & eavesdropping?????, spreading harmful tales (gossip)??, permitting forbidden things, eating carrion/blood/pork, preaching error?, harming the innocent, extortion, usurping property/wealth. There may be more than these, so exercise discretion & seek guidance from knowledgeable individuals, scholars/ trusted sources 2 clarify any uncertainties u may have.?? . Words of guidance & wisdom (in the Quran & Sunnah) are 4 our protection & 4 that of our families?? & following them are 2 our benefit.?? Individuals make mistakes here & there, hopefully repent & return, but spreading bad behavior 2 others is always ???? ??????? ?? ???????????? So please take extra care of the way ur personal behavior may be influencing those around u. ??
3. ???????? ??? ?????????????: Before accepting an opportunity/ income, investigate the source of the income. For example, cryptocurrency – where does this money come from since participants in cryptocurrency don't need 2 disclose the origins of their funds/identities-some of it may be drug-trafficking money? 2 name just 1 example& I don't think illegal drug selling & drug addiction problems in the world is really something you want 2 support/ be accounted 4 in the Hereafter?. Different platforms may have their own pitfalls such as the different social medias, entertainment platforms, insurance/ investment options, scholarships, interest-based loans, speculative trading, online businesses, advertising, gaming & even charities. So it is crucial 2 seek knowledge& understanding of divinely given principles along with scholarly research into these different platforms before u accept any earnings/offers. Seek guidance from trustworthy scholars/mentors/ individuals experienced in these areas & don't be afraid 2 get a 2nd opinion from another knowledgeable scholar/mentor/individual if something still feels wrong/unclear. Finally if matters are 2 doubtful we generally believe it better 2 avoid them.??
4. ?? ????? ?? ??? ?????
?BIG TRAP = DISHONESTY
It is better 2 be honest! If lying/deception/cheating/ stealing(incl. copying & pasting)/false advertising/ manipulation is getting u more money/opportunities/benefits, it can also get u into more trouble/regret/ heartache/misery in the future??It's better 2 choose honesty & integrity in the different aspects of life. ???
?BIG TRAP = DEBT ?
Desperate people may do desperate things. Avoid spending money foolishly/ recklessly. Live within your means & stay as far away as u possibly can from getting into debts& compromising situations. Managing ur finances wisely is crucial 4 long-term stability & peace of mind. ??
5. ???'? ?????? ???????
If ur income in a year is above the Nisab value (87.48 grams of gold),u must pay charity on it, at least 2.5% of your income, but u can give more if u want. This amount should be given 2 the needy people & isn't 4 ur immediate family. Spending money on ur family is an even more beloved & rewarded kind of charity?? however, this kind of charity of (+/-)2.5% is ur community obligation & should be paid if u have above the Nisab amount ?. People who are in debts that lower their wealth 2 below the Nisab value aren't required to pay this. Paying ur zakat purifies ur earnings more, but Zakat on ????? earnings isn't accepted= Zakat isn't due on ????? wealth, and isn't valid becoz it doesn't belong to the one who is in whose possession it is
We always appreciate your help Dr Zakir Naik and team in understanding the halal and haram of things and we hope you don't become tired from sharing with us about all these many platforms and their respective loopholes. We truly appreciate ?
Life insurance is Basically a gambling, if you don't die within a fixed period of time, you get nothing..
Urdu ?
Fix interest is haram in Islam and takaful also gives fix amount every month
Love you zakir SB. Allah apko bht lambi umar de ameen
Insurance =gambling I.e Haram what about this point ?I guess u miss this major point .
For your kind information, Saudi Central Bank has cash rate or repo rate ?
Nice words for a perfect world and perfect ummah. But when you are crippled, broke, divorced, or widowed, you will see other Muslims turning their faces and backs to you when you have your hand out! They will not be clamoring to provide you and yours maintenance or long term care. They will tell you to go away and ask Allah (swt). ?. They will not be adopting your orphaned children either. They will send them to the orphanage. How difficult is it in Islamic countries to marry if one is an orphan?!?! ? They will then say orphans should marry orphans ?. Many cultures of Muslim people are messed up & backwards. They like to pretend that racism doesn’t exist in Muslim communities also. Let’s start getting real and being progressive in this deen.
thanks
????
Laa ilaha il Allah
Insurance with non Muslims countries halal or not???
How can we know it
But sir money value day by day decreasing ???
According to my understanding, Insurance companies may or may not have haram source of income and it is owner who is responsible for that. Insurance itself may not haram. For example, I have car insurance. I am not taking any ribha. Besides, It is not same as gamble because, in case of accdent, I am asured to get that financial help.
Everything is halal without haram
Metlife Insurance is halal or haram?
AOA sir i have a question what about health insurance
does it has the same rule and how we can clear that it is halal or haram
i was about to finalize indian pure stock 2 shariah compliant policy but was stuck bcz of insurance cover.. hope nothing haram comes to our income insha Allah jazak Allah khair for the answer..