Thank you for watching! If you enjoyed this video, you should watch – 7 Life Insurance LIES You've Been Sold: https://youtu.be/v-s11GjDnc8

What about Indexed Universal Life [IUL]? If managed for maximum cash balance it avoids market dips and makes all gains tax free, plus it is life insurance that your heirs will never have to pay taxes on.
Another benefit? Being able to borrow against it for any reason and to repay or not repay as needed.
All other assets end up Taxed when they pass to your heirs, so is this a legitimate type of money management?

The right life insurance is truly an investment which can lead to retirement income which is tax free and life long.

What about using it as your own bank

What about paying taxes for your investment? You did not talk about IULs.

There is a reason that TWO different words exist in English–one word is "investments" and the other word is "insurance". They are two different things & they will never be the same thing. You're welcome.

Not sure what this person's smoking.
A guaranteed return On your money is always better than A not guaranteed return.

Insurance is not an investment.
It's a method of accumulating wealth and passing it on to our children.

Rather it's better to compare it to long-term savings account.

The confusion is real. Can you just explain in simple terms of this and not bounce back and forth.

this e-book from link are no longer available ???

I put all my money in my life insurance policy. Then I borrow my money tax free that grew with compound interest to invest in real estate and businesses. All while never depleting my cash in my policy because of arbitrage that pays off what I borrowed.

Can you become your own bank with life insurance as you earn yields and dividends as well no taxes and borrow your own self with loans ??

The link is not working

You completely discounted the tax advantages of life insurance!!! Try taking 50% off investment income and looking at PAR returns that are tax free along with the leveragability that allows you to dual purpose your money. Your like the government… only giving people half the facts to sell your point of view!! you also discount the creditor protection and net estate values and the fact there’s no fees with insurance. This video should be labeled misinformation.

Term life is for you while you are working. You want some form of protection in the event you are killed or die while working. You get nothing out of it once the term is up or you leave your job. Should you have it absolutely if you are married and have a family. As a minimum buy enough to cover burial and funeral costs. A better option is whole life. This should be purchased at a young age to keep premiums low. Once again, buy enough to cover burial and funeral costs so you do not burden your family. Anything in addition is a personnel preference. I would not get crazy with it because it is not that great of an investment especially if you are a disciplined investor. Lastly, always call around to get the best prices for burial, funeral, etc. Do not let these people pray off of your emotions. You will get some pretty big differences in cost. Just BEWARE!

Stocks on average returned 6% is you go back to the 1800s, its on par with real estate

Love the video ?

I have a question: which is a better investment the Roth IRA or term life insurance?

Thank you for the valuable information. Had a question – If we are investing with insurance companies we can take loan based on cash value against our policy and don’t pay taxes cz typically it’s a debt. However if we are investing on our own directly in ETFs or divindend funds , we have to pay taxes on the profit we make. So isn’t it better to invest with insurance companies, where we pay some amount that goes to the policy and rest of the amount goes as an investment. Can you please advise on this ?

We have a million dollar each 10 year term life insurance policy. (40, 37) costs $100 a month. We are at a critical time for our family where our income is high and we are moving out of state. If something happened to one of us the other would be in a tough place.
Our goal is to be debt free and get $1 million saved and invested before the term life is up.

Thank you for sharing this!!!! It’s SPOT on!

When the market averages 10% that does not mean u can use a calculator and put 10% a year and be accurate. Because when 100k drops by 10% then goes up 10% it does not go back to 100k. Those drops make a difference and interrupt the compounding. Also there’s taxes.