Blue Book Value is shit, don't listen to this guy. I added so many upgrades to my car and have maintained it meticulously if it gets totaled because of someone's negligence why should I only get KBB value when I put more money into it just as people with newer model cars would get more money too.?

When they total the car they don't give the car back to you idiot you have to buy it back From them jackass?

useless?

This must be an insurance company attorney. Never trust a person that owes you money to decide the amount. If the amount doesn't seem fair to you, invoke the appraisal clause.
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Sorry kittenkrusha but I work for a major insurance company and I actually approve of this video. This is great advice. Don't listen to an idiot.?

Sorry to break the news but your videos are common knowledge and you have failed to prove why anyone should employ you. Show us why you are of value!?