Sounds like Donald Trump haha!!?

he burned that guy lol?

or are going bankrupt?

And why do you think whole life companies are going bankrupt.?

haha!?

people are mentioning financial entertainers hmm this really changes one's perception?

Haha you're still a brick ????

This guy only called in to prove he's right?

i met a guy who used to sell for knights of columbus and sold it to his bestfriend well his friend died and the wife was upset because she only got a percentage of what his policey was for and he could never show his face around her or her kids because he ripped off his best bud then he left that business and up to this day he has term with primerica because they are the only ones who will cover you if you are a pilot. durring 9/11 they were the only ones to pay because the other providers didnt cover terrorist attacks it was so sad when people got that bad news.?

cash value takes 5 plus years to build up so for 5 years you are giving away your money. also they almost never pay what you put in. in some cases you get either your cash value or your insurance wichever is least?

primerica is the best life insurance hit me up if you want more info.?

Example A on why Whole Life is better than Term in some situations:
Children's Whole Life. Cash Value is Guaranteed at 18 years old.
Example B on why Whole Life is better than Term in some situations:
Guaranteed renewability. (If you get cancer, your rates don't go up).
Example C on why Whole Life is better than Term in some situations:
Paid-Up whole life insurance–this is where you pay $500/year for 20 years and you've paid up (NOT a $10,000 policy), but instead a $30,000 policy.?

I don't understand why people pay money to listen Dave Ramsey??

Good source… Best information to the consumer is important… We must build our communities and economy. Best regards to all …?

I remember that?

he sounds like donald trump?

Nobody bothered to mention the fact that only a very small percentage of term policies actually pay out. Also, if you want to continue coverage after the term is up, be it 10 20 or 30 years, the rate when you renew the policy is based on current age and health when you renew, meaning the premium is inevitably increased. Unfortunately the premium of a policy at 60 or 70 yeats old is substantially higher than what you would pay for the same policy at 30 or 40.?

An option 2 Variable Universal Life Policy gets Death Benefit AND Cash Value at death?

Sells people. Ripe off artists.?

Fnancial entertainers like ramsey believe you should never use a credit card because in his mind there's nothing good that can come of it. I disagree.
However, the problem with most people and credit cards is a lack of discipline or greed. Ramsey thinks that having a good credit history isn't important. I can tell you that a bad credit history or NO credit history causes things like auto insurance to cost more. I get it, saving up for and buying a house in cash is the best way to get a house. But the fact is even using his financial peace university most people still won't end up owning a house.
He insults Russ because ramsey is absolutely clueless about the different types of whole life insurance. Ask him about a 20 pay life policy and he'll look at you with confusion. Ask him the difference between a regular whole life and an executive whole life and he'll tell you there's not difference.
Ask him the difference between a the general fund or a special account and he'll again show confusion.
Because he was a primerica agent for a short time, his whole education on insurance and insurance products is skewed towards the buy term invest the difference mentality.
Dave Ramsey, Suze Orm and others like them are financial entertainers. Sure I agree with paying off debt and never letting yourself get into the position where you have more leaving your checking account than coming into it.
But his whole philosophy on investing is a joke. Currently I just paid off a 20 pay whole life policy. I'm covered by this policy for my whole life, it'll never expire like term and I don't have to pay one red cent into it. The cash value is at this time in my life 30% more than the premiums I paid into it. Talk to financial entertainers like Dave Ramsey and Suze Orman about it they'll say I'm lying. Why? Because they only know about one type of whole life insurance and no nothing about the different types.?