Sorry about the "green screen" (pun intended) I wanted an arean to keep the cam feed but got the size wrong
This is the link in the last slide
https://www.indiaspend.com/988-mn-indians-do-not-have-life-insurance-those-who-do-are-insured-for-7-8-of-whats-needed-to-cover-financial-shock/

sir I have invested in TATA AIG life insurance smart value plan… please reply sir need your word on this???

thank you sir….

Can i have your mobile no

Sir can i have your mobile number

While what you say makes sense in general. Companies and people who design these products are neither naive nor crooks. Products are designed keeping in mind needs of the customers. Typical mindset in India is people do not buy term insurance. 90% or more people in India always wish to see their money coming back to their pockets. They buy two wheeler and four wheeler insurance reluctantly just because there is a penalty for not doing so. Hence insurance and investment are more often than bundled together to attract people. Now coming to plans which take Rs. 1 lakh per month and give IRR of 5%, assuming PPF as you said is at 7%. This product is taking away 2% that is taking away Rs. 2000 per year but giving you 10/10D benefit of Rs. 10 Lakh Insurance cover which PPF does not give you. Is Rs. 2000 premium for Rs. 10 Lakh term insurance high especially for a middle age person who may or may not have enough coverage? Other thing is these schemes do not require medical examination, so someone with medical conditions who otherwise will not get term insurance cheaply can get covered this way. So request you not to use word fooled. Lured may be more appropriate. That's where role of Independent Financial Advisor is most important.

Sir can you talk about bajaj future gainz pure stocks.?

Thanks you sir.. today someone pitched me the same idea.. tata aia smart income policy…. Every body in YouTube is promoting this.. bt from your analysis now i hv my answers… thank you sir.. respect…

What about ABSLI assured income plus plan?

I m watching this middle of my clat preparation and my father talking to Bajaj Allianz agent in another room ?????

True information, but I m really wants to know how , on what basis insurance company giving Garanteed where markets are unstable, if so then goverment should run such Garanteed financial products

Selling point is the death cover…..

Sir, you mentioned about a blog post on how bank RM's are motivated to sell traditional endowments plan than mutual funds. Could you please provide the link or redirect it to me? I have been getting many such calls in the recent past and i want to be a well informed investor.

Life insurance gives you life cover 10 times of your annual premium from the day one in any uncertainty

Thank you for this video and enlightenment…my bankers have been hammering this policy to me .. i have kept avoiding it…best of all she says if i buy this policy she will get a promotion ?….
The most important line you used here is "no one gives a shit about us" which is the fact of life.

This maybe is not true as of today where FD and PPF rates have all dropped and even though IRR is 5.3 percent now, the bug benefit is a life coverage which u don't get on your other debt products

Can u comment about reliance cash flow plan?

Because people do not know that there is something called "inflation " which will reduce the value of their amount over the years.

7:17
Facts
Period

Now we need to include gst also in excel