Home Auto Insurance Cheap car insurance for young drivers in the UK – Tips from my experience

Cheap car insurance for young drivers in the UK – Tips from my experience

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Cheap car insurance for young drivers in the UK – Tips from my experience



I have decided to reboot my channel and host a variety of content, starting with this video which aims to provide a few little tips on how to get your first car on the …

20 COMMENTS

  1. Anyone got any opinions on More than smart wheels? 19 years old, corsa 1.4 sxi, £1049 a year, 400 first month 77 per month after. This company is by far the cheapest I've seen around any thoughts??

  2. Going to do a Q&A video on this now that more time has passed and things have changed further. If you have any questions leave them in reply to this and I will feature them. If you have yet to see the update video to this one, check it out on my channel.?

  3. hi, I'm 20 – (21 in January), I'm a 2nd year university student, I'm having my driving lessons and I want to get a car and be insured as soon as I pass my practical. What is the best place to receive the cheapest quote? And which car should I buy? My family has already got 2 VW Golf's – fairly new since they're good cars apparently.?

  4. Also. It doesn't just depend on the crime rate in the area. It depends on the roads around you as well. For example i stay in a very low crime area, however the roads around me are all B roads. Which obviously has a higher accident rate with cars and motorcycles.
    One thing to also do, is if you have a one car driveway ask your parents to swap, because if you park on the road compared to the driveway my premiums went down £150 annually. So do use ever little detail to save. Also add a parent or both.
    All that really matters is the first year, purely because of your venerability. After the first year and you get your NCB then it's fairly smooth.
    First car is a Corsa 1.4 £2800 non-blackbox insurance.
    After 1 Year NCB and 18 and a half.
    Octavia VRS 2.0. £2000 – non-blackbox. Again with every little saving detail. It's all about trying to squeeze every penny then getting your first year out of the way accident free.?

  5. My son has passed his test – 1st time with 100% clear pass, no faults
    not even a single minor which apperently is almost unheard of. He is an
    excellent little driver and drives better than a large proportion of the
    experienced adults I see on the road yet even though 98% of the time he
    scores straight tens on the black box scores he once in a while gets a
    minus score for 'smoothness' or 'speed'.

    I cannot figure out how the hell they do their calculations (and I am no
    slouch when it comes to Maths) It certainly isn't a straightforward
    average calculation as you can have a string of 10/10s and get just one
    minus and your score gets decimated so it must be weighted somehow.

    I am starting to wonder if there is some kind of scam going on here.
    They will base next years premium on his performance so they have an
    incentive to massage the figures and before anyone shouts 'paranoid' or
    'conspiracy theory' I have personally witnessed the scores on at least
    one journey change for the worse two days after it was posted on his
    'dashboard' and have been with him on trips that for some reason have no
    even shown up on the bloody thing at all!

    For this reason I have been copying all his scores every day onto a
    notepad document to keep a record and an eye on them. The poor lad is
    working his arse off to get good scores but his overall score just does
    not seem to reflect the individual scores he gets. He has average trip
    scores all of which are positive and yet still gets a negative score for
    the day overall – how the hell can that be ???

    As well as next years premium they also base his cost of extra miles on
    these scores and atm they are asking for £513.00 for another 5000 mlies
    if he buys them before the 1st 30 days has expired. The initial premium
    was £1104.00 as it was and that was for only 5000 miles in a 1.6 Ford
    Focus with me and his mum on the policy! If he buys extra miles after
    the first 30 days they are £177.00 per 1000!!! This is all with More Than Smart Wheels btw.
     It seems grossly unfair on these youngsters to me.

    It is doing my nut in trying to figure it out so I plan to call the
    people who make and install the 'big brother' boxes and find out EXACTLY
    how they work (or not as the case may be). I hope they record the
    telephone call cos believe me it's gonna be a classic when I am done
    grilling them!?

  6. last december i encountered a glitch in go skippy car insurance system. i was able to get insured on any car possible except a supercar. the price was £720 for every quote i did on various different cars. at the time my family memeber owned a 2012 c63 amg and a 2014 audi s3. i got insured on both of the cars. i was 18 at the time and was only passed 6 months.?

  7. it all depends on risk factors associated with different cars, ages, post codes etc.. if there have been more claims nationwide against a certain type of car say a ford ka, then price of insurance on a ford ka will be higher or if less have been made then it will be lower etc main things are post code and engine size and if you have a higher voluntary excess, your insurance will be cheaper?

  8. Im turning 18 soon, is their an insurance company that does £1000 or less xD! And I wanna get a Ford Focus 2015 model as a first car, is insurance gonna be more expensive…?

  9. Not sure if you still check the comments, but what would you say about a website like Marmalade? You get a car & insurance from them, which is quite cheap and the car is brand new. I'm really thinking about going with them and my parents want to support me with paying off the car and insurance.?

  10. Passed my test yesterday and have had the pleasure of realising how difficult it is to get insured. This video was a great help though! Been looking at a few 1.0L Aygo's and now I'll definitely check out Tesco for the insurance.?

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